What You Should Know Before a Tree Damages Your Home

As homeowners, we understand that not every day brings sunshine and calm weather. When severe weather hits, it can cause unexpected damage, including fallen trees. Be prepared!

This guide offers essential advice every homeowner should know in case a tree falls or breaks, damaging their home.

Understand Your Insurance Coverages and Limits

Take a moment to review the coverage limits on your policy’s summary page:

• Dwelling A: Covers your home—the structure that shelters you and keeps you safe/warm.

• Other Structures: Garages, fences, sidewalks, and possibly landscaping features like retaining walls.

• Personal Property:  Valuable items inside your home.

  
  

Each of these coverages has limits, representing the maximum payout you can receive for covered losses.

With the right insurance coverage and professional help, you’re entitled to have your home or structure restored to its original condition—or better—before the damage occurred.